:root{
      --theme:#0B3D91;
      --theme-dark:#07285f;
      --theme-soft:#edf4ff;
      --gold:#d7ab55;
      --ink:#152033;
      --muted:#647186;
      --line:#dce3ed;
      --paper:#ffffff;
      --surface:#f4f7fb;
      --danger:#a51c30;
      --shadow:0 18px 50px rgba(20,38,70,.11);
      --radius:18px;
    }

    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{
      margin:0;
      color:var(--ink);
      background:var(--surface);
      font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Noto Sans TC","PingFang TC","Microsoft JhengHei",Arial,sans-serif;
      line-height:1.7;
      overflow-wrap:anywhere;
    }
    body.drawer-lock{overflow:hidden}
    img{display:block;max-width:100%}
    a{color:inherit;text-decoration:none}
    button,input,textarea,select{font:inherit}
    .container{width:min(1180px,calc(100% - 40px));margin-inline:auto}

    .topbar{
      color:#dfe8f8;
      background:#071a36;
      border-bottom:1px solid rgba(255,255,255,.09);
      font-size:13px;
    }
    .topbar-inner{
      min-height:38px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:24px;
    }
    .topbar-contact{display:flex;align-items:center;gap:22px}
    .topbar a{transition:color .2s ease}
    .topbar a:hover{color:#fff}

    .header{
      position:relative;
      z-index:50;
      background:rgba(255,255,255,.98);
      border-bottom:1px solid var(--line);
      box-shadow:0 5px 20px rgba(18,35,60,.05);
    }
    .header-inner{
      min-height:78px;
      display:flex;
      align-items:center;
      gap:28px;
    }
    .logo{
      flex:0 0 auto;
      display:inline-flex;
      align-items:center;
      gap:11px;
      color:var(--theme-dark);
      font-size:19px;
      font-weight:850;
      letter-spacing:.01em;
    }
    .logo img{
      width:42px;
      height:42px;
      object-fit:contain;
      border-radius:10px;
    }
    .main-nav{margin-left:auto;align-self:stretch}
    .nav-list{
      height:100%;
      display:flex;
      align-items:stretch;
      gap:2px;
      margin:0;
      padding:0;
      list-style:none;
    }
    .nav-item{position:relative;display:flex;align-items:center}
    .nav-link{
      height:100%;
      display:flex;
      align-items:center;
      padding:0 12px;
      color:#26344a;
      font-size:14px;
      font-weight:700;
      white-space:nowrap;
      transition:color .2s ease,background .2s ease;
    }
    .nav-link:hover,
    .nav-item:focus-within>.nav-link{
      color:var(--theme);
      background:#f7faff;
    }
    .has-arrow::after{
      width:6px;
      height:6px;
      margin:-4px 0 0 8px;
      content:"";
      border-right:1.5px solid currentColor;
      border-bottom:1.5px solid currentColor;
      transform:rotate(45deg);
    }
    .nav-item::after{
      position:absolute;
      top:100%;
      left:0;
      width:100%;
      height:14px;
      content:"";
    }
    .dropdown-panel,
    .mega-menu{
      position:absolute;
      top:100%;
      z-index:60;
      visibility:hidden;
      opacity:0;
      pointer-events:none;
      transform:translateY(10px);
      transition:opacity .2s ease,transform .2s ease,visibility .2s ease;
    }
    .nav-item:hover>.dropdown-panel,
    .nav-item:focus-within>.dropdown-panel,
    .nav-item:hover>.mega-menu,
    .nav-item:focus-within>.mega-menu{
      visibility:visible;
      opacity:1;
      pointer-events:auto;
      transform:translateY(0);
    }
    .dropdown-panel{
      left:0;
      width:330px;
      margin-top:10px;
      padding:20px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:15px;
      box-shadow:var(--shadow);
    }
    .dropdown-title{
      margin:0 0 10px;
      color:var(--theme);
      font-size:13px;
      font-weight:850;
      letter-spacing:.08em;
    }
    .dropdown-article{
      display:block;
      padding:10px 0;
      color:#25334a;
      font-size:14px;
      font-weight:650;
      border-bottom:1px solid #edf0f4;
    }
    .dropdown-article:hover{color:var(--theme)}
    .dropdown-more{
      display:inline-flex;
      margin-top:14px;
      color:var(--theme);
      font-size:13px;
      font-weight:800;
    }
    .mega-menu{
      left:50%;
      width:min(940px,calc(100vw - 40px));
      margin-top:10px;
      padding:22px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:18px;
      box-shadow:var(--shadow);
      transform:translate(-50%,10px);
    }
    .nav-item:hover>.mega-menu,
    .nav-item:focus-within>.mega-menu{transform:translate(-50%,0)}
    .mega-head{
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
      padding-bottom:15px;
      border-bottom:1px solid var(--line);
    }
    .mega-head strong{color:var(--theme-dark);font-size:17px}
    .mega-head span{color:var(--muted);font-size:13px}
    .mega-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:12px;
      padding-top:16px;
    }
    .mega-card{
      min-width:0;
      display:flex;
      align-items:flex-start;
      gap:12px;
      padding:12px;
      background:#f8fafd;
      border:1px solid #e5eaf1;
      border-radius:13px;
      transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease;
    }
    .mega-card:hover{
      transform:translateY(-2px);
      border-color:#aabfe1;
      box-shadow:0 10px 24px rgba(11,61,145,.1);
    }
    .mega-card>img{
      flex:0 0 48px;
      width:48px;
      height:48px;
      object-fit:cover;
      border-radius:10px;
      background:#fff;
    }
    .mega-card-body{min-width:0;display:block}
    .mega-card-body strong{
      display:block;
      color:#1b2940;
      font-size:14px;
      line-height:1.35;
    }
    .mega-card-body small{
      display:block;
      margin-top:4px;
      color:#778397;
      font-size:11px;
      line-height:1.45;
    }
    .mega-card-body p{
      display:-webkit-box;
      overflow:hidden;
      margin:5px 0 0;
      color:#657186;
      font-size:12px;
      line-height:1.45;
      -webkit-box-orient:vertical;
      -webkit-line-clamp:2;
    }
    .mega-layout{
      display:grid;
      grid-template-columns:180px minmax(0,1fr);
      gap:18px;
    }
    .mega-categories{
      display:flex;
      flex-direction:column;
      gap:7px;
      padding-top:16px;
    }
    .mega-categories a{
      padding:8px 10px;
      color:#334158;
      background:#f6f8fb;
      border-radius:8px;
      font-size:13px;
      font-weight:700;
    }
    .mega-categories a:hover{color:#fff;background:var(--theme)}
    .mega-footer{
      display:flex;
      justify-content:center;
      margin-top:16px;
      padding-top:13px;
      color:var(--theme);
      border-top:1px solid var(--line);
      font-size:13px;
      font-weight:850;
    }
    .header-btns{
      display:flex;
      align-items:center;
      gap:10px;
      flex:0 0 auto;
    }
    .member-entry{display:inline-flex;align-items:center}
    .member-entry a{
      display:inline-flex;
      align-items:center;
      min-height:39px;
      padding:0 14px;
      color:var(--theme);
      border:1px solid #b8c9e5;
      border-radius:9px;
      font-size:13px;
      font-weight:800;
    }
    .open-account{
      display:inline-flex;
      align-items:center;
      justify-content:center;
      min-height:40px;
      padding:0 17px;
      color:#fff;
      background:var(--theme);
      border-radius:9px;
      font-size:13px;
      font-weight:850;
      box-shadow:0 8px 18px rgba(11,61,145,.2);
    }
    .open-account:hover{background:var(--theme-dark)}
    .hamburger{
      width:44px;
      height:42px;
      display:none;
      align-items:center;
      justify-content:center;
      flex-direction:column;
      gap:5px;
      padding:0;
      color:inherit;
      background:#fff;
      border:1px solid var(--line);
      border-radius:9px;
      cursor:pointer;
    }
    .hamburger span{
      width:20px;
      height:2px;
      background:var(--ink);
      transition:transform .2s ease,opacity .2s ease;
    }
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

    .drawer-overlay{
      position:fixed;
      inset:0;
      z-index:90;
      visibility:hidden;
      opacity:0;
      background:rgba(3,12,27,.64);
      backdrop-filter:blur(3px);
      transition:opacity .25s ease,visibility .25s ease;
    }
    .drawer-overlay.open{visibility:visible;opacity:1}
    .mobile-drawer{
      position:fixed;
      top:0;
      right:0;
      z-index:100;
      width:min(390px,92vw);
      height:100dvh;
      overflow-y:auto;
      background:#fff;
      box-shadow:-20px 0 50px rgba(0,0,0,.2);
      transform:translateX(104%);
      transition:transform .28s ease;
    }
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{
      position:sticky;
      top:0;
      z-index:2;
      min-height:72px;
      display:flex;
      align-items:center;
      gap:10px;
      padding:14px 18px;
      background:#f7f9fc;
      border-bottom:1px solid var(--line);
    }
    .drawer-head>a{
      padding:9px 13px;
      color:#fff;
      background:var(--theme);
      border-radius:8px;
      font-size:13px;
      font-weight:800;
    }
    .drawer-close{
      width:38px;
      height:38px;
      margin-left:auto;
      color:#243249;
      background:#fff;
      border:1px solid var(--line);
      border-radius:50%;
      font-size:25px;
      line-height:1;
      cursor:pointer;
    }
    .drawer-menu{padding:12px 18px 30px}
    .drawer-link,
    .drawer-toggle{
      width:100%;
      min-height:50px;
      display:flex;
      align-items:center;
      color:#1d2a40;
      background:transparent;
      border:0;
      border-bottom:1px solid #e9edf2;
      font-weight:800;
      text-align:left;
      cursor:pointer;
    }
    .drawer-toggle::after{
      width:8px;
      height:8px;
      margin-left:auto;
      content:"";
      border-right:2px solid var(--theme);
      border-bottom:2px solid var(--theme);
      transform:rotate(45deg);
      transition:transform .2s ease;
    }
    .drawer-toggle.active::after{transform:rotate(225deg)}
    .drawer-submenu{
      display:none;
      padding:8px 0 12px 14px;
      border-bottom:1px solid #e9edf2;
    }
    .drawer-submenu.open{display:block}
    .drawer-submenu a{
      display:block;
      padding:9px 12px;
      color:#5e6b7f;
      border-left:2px solid #dce5f3;
      font-size:14px;
    }
    .drawer-submenu a:hover{color:var(--theme);border-left-color:var(--theme)}

    .article-page{
      min-width:0;
      padding-bottom:72px;
    }
    .article-page .article-banner{
      position:relative;
      overflow:hidden;
      padding:64px 0 70px;
      color:#fff;
      background:
        radial-gradient(circle at 15% 20%,rgba(215,171,85,.2),transparent 28%),
        linear-gradient(135deg,#06162e 0%,#0B3D91 64%,#061b3c 100%);
    }
    .article-page .article-banner::after{
      position:absolute;
      right:-90px;
      bottom:-150px;
      width:390px;
      height:390px;
      content:"";
      border:1px solid rgba(255,255,255,.15);
      border-radius:50%;
      box-shadow:0 0 0 55px rgba(255,255,255,.03),0 0 0 110px rgba(255,255,255,.025);
    }
    .article-page .breadcrumb{
      position:relative;
      z-index:1;
      display:flex;
      flex-wrap:wrap;
      align-items:center;
      gap:8px;
      margin-bottom:22px;
      color:#c7d7ee;
      font-size:13px;
    }
    .article-page .breadcrumb a:hover{color:#fff}
    .article-page .article-heading{
      position:relative;
      z-index:1;
      max-width:920px;
    }
    .article-page .article-kicker{
      display:inline-flex;
      align-items:center;
      gap:8px;
      margin-bottom:14px;
      padding:5px 11px;
      color:#f6d999;
      background:rgba(0,0,0,.25);
      border:1px solid rgba(246,217,153,.35);
      border-radius:999px;
      font-size:12px;
      font-weight:850;
      letter-spacing:.08em;
    }
    .article-page .article-heading h1{
      margin:0;
      color:#fff;
      font-size:clamp(32px,5vw,58px);
      line-height:1.16;
      letter-spacing:-.035em;
    }
    .article-page .article-meta{
      display:flex;
      flex-wrap:wrap;
      gap:10px 22px;
      margin-top:23px;
      color:#d7e2f2;
      font-size:14px;
    }
    .article-page .article-meta span{
      display:inline-flex;
      align-items:center;
      gap:7px;
    }
    .article-page .article-meta span::before{
      width:6px;
      height:6px;
      content:"";
      background:var(--gold);
      border-radius:50%;
    }
    .article-page .article-shell{
      position:relative;
      z-index:2;
      width:min(1180px,calc(100% - 40px));
      display:grid;
      grid-template-columns:minmax(0,1fr) 300px;
      gap:32px;
      margin:-28px auto 0;
      align-items:start;
    }
    .article-page .article-card{
      min-width:0;
      padding:clamp(24px,4.5vw,54px);
      background:var(--paper);
      border:1px solid var(--line);
      border-radius:22px;
      box-shadow:var(--shadow);
    }
    .article-page .article-intro{
      margin:0 0 30px;
      padding:18px 21px;
      color:#3d4a5f;
      background:var(--theme-soft);
      border-left:4px solid var(--theme);
      border-radius:0 12px 12px 0;
      font-size:17px;
      font-weight:600;
    }
    .article-page .article-content{
      min-width:0;
      max-width:100%;
      overflow-x:auto;
      color:#334056;
      font-size:17px;
      line-height:1.9;
    }
    .article-page .article-content h2,
    .article-page .article-content h3,
    .article-page .article-content h4{
      color:#17253b;
      line-height:1.35;
      scroll-margin-top:20px;
    }
    .article-page .article-content h2{
      margin:42px 0 16px;
      padding-left:15px;
      border-left:5px solid var(--theme);
      font-size:28px;
    }
    .article-page .article-content h3{margin:32px 0 13px;font-size:22px}
    .article-page .article-content p{margin:0 0 20px}
    .article-page .article-content a{
      color:var(--theme);
      text-decoration:underline;
      text-decoration-thickness:1px;
      text-underline-offset:3px;
    }
    .article-page .article-content img{
      width:auto;
      max-width:100%;
      height:auto;
      margin:28px auto;
      border-radius:14px;
    }
    .article-page .article-content table{
      width:100%;
      max-width:100%;
      border-spacing:0;
      border-collapse:collapse;
    }
    .article-page .article-content th,
    .article-page .article-content td{
      min-width:130px;
      padding:12px;
      border:1px solid var(--line);
      text-align:left;
    }
    .article-page .article-content th{background:#edf3fb}
    .article-page .article-content blockquote{
      margin:28px 0;
      padding:20px 24px;
      color:#273650;
      background:#f7f8fb;
      border-left:4px solid var(--gold);
      border-radius:0 12px 12px 0;
    }
    .article-page .article-content pre{
      max-width:100%;
      overflow-x:auto;
      padding:18px;
      color:#dcecff;
      background:#08182f;
      border-radius:12px;
    }
    .article-page .article-tags{
      display:flex;
      flex-wrap:wrap;
      align-items:center;
      gap:8px;
      margin-top:38px;
      padding-top:25px;
      border-top:1px solid var(--line);
    }
    .article-page .article-tags>span{
      margin-right:4px;
      color:#26344a;
      font-weight:850;
    }
    .article-page .article-tags a{
      display:inline-flex;
      padding:6px 11px;
      color:var(--theme);
      background:var(--theme-soft);
      border:1px solid #ccdaf0;
      border-radius:999px;
      font-size:13px;
      font-weight:750;
    }
    .article-page .article-sidebar{
      position:sticky;
      top:24px;
      display:grid;
      gap:18px;
    }
    .article-page .side-card{
      padding:22px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:17px;
      box-shadow:0 12px 34px rgba(25,42,72,.07);
    }
    .article-page .side-card h2{
      margin:0 0 10px;
      color:#17253b;
      font-size:18px;
    }
    .article-page .side-card p{
      margin:0;
      color:var(--muted);
      font-size:14px;
    }
    .article-page .side-actions{
      display:grid;
      gap:10px;
      margin-top:16px;
    }
    .article-page .side-actions a{
      display:flex;
      align-items:center;
      justify-content:center;
      min-height:44px;
      padding:8px 14px;
      color:#fff;
      background:var(--theme);
      border-radius:10px;
      font-size:14px;
      font-weight:850;
    }
    .article-page .side-actions a:last-child{
      color:var(--theme);
      background:#fff;
      border:1px solid #b9c9e3;
    }
    .article-page .risk-note{
      border-top:4px solid var(--danger);
    }
    .article-page .risk-note strong{
      display:block;
      margin-bottom:7px;
      color:var(--danger);
    }
    .article-page .article-navigation{
      width:min(1180px,calc(100% - 40px));
      display:grid;
      grid-template-columns:repeat(2,minmax(0,1fr));
      gap:18px;
      margin:28px auto 0;
    }
    .article-page .article-navigation a{
      min-width:0;
      padding:20px 22px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:15px;
      box-shadow:0 9px 25px rgba(25,42,72,.05);
      transition:transform .2s ease,border-color .2s ease;
    }
    .article-page .article-navigation a:hover{
      transform:translateY(-2px);
      border-color:#a7bcdf;
    }
    .article-page .article-navigation small{
      display:block;
      margin-bottom:6px;
      color:var(--theme);
      font-weight:850;
    }
    .article-page .article-navigation strong{
      display:block;
      overflow:hidden;
      color:#26344a;
      white-space:nowrap;
      text-overflow:ellipsis;
    }
    .article-page .related-section{
      width:min(1180px,calc(100% - 40px));
      margin:48px auto 0;
    }
    .article-page .section-head{
      display:flex;
      align-items:end;
      justify-content:space-between;
      gap:20px;
      margin-bottom:20px;
    }
    .article-page .section-head h2{
      margin:0;
      color:#17253b;
      font-size:28px;
    }
    .article-page .section-head p{margin:0;color:var(--muted)}
    .article-page .related-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:20px;
    }
    .article-page .related-card{
      min-width:0;
      overflow:hidden;
      background:#fff;
      border:1px solid var(--line);
      border-radius:16px;
      box-shadow:0 10px 28px rgba(25,42,72,.06);
      transition:transform .2s ease,box-shadow .2s ease;
    }
    .article-page .related-card:hover{
      transform:translateY(-4px);
      box-shadow:0 18px 38px rgba(25,42,72,.12);
    }
    .article-page .related-card img{
      width:100%;
      height:170px;
      object-fit:cover;
      background:#e8edf5;
    }
    .article-page .related-body{padding:18px}
    .article-page .related-body time{
      display:block;
      margin-bottom:7px;
      color:#778397;
      font-size:12px;
    }
    .article-page .related-body h3{
      display:-webkit-box;
      overflow:hidden;
      margin:0 0 9px;
      color:#1e2c43;
      font-size:17px;
      line-height:1.45;
      -webkit-box-orient:vertical;
      -webkit-line-clamp:2;
    }
    .article-page .related-body p{
      display:-webkit-box;
      overflow:hidden;
      margin:0;
      color:var(--muted);
      font-size:13px;
      line-height:1.65;
      -webkit-box-orient:vertical;
      -webkit-line-clamp:3;
    }
    .article-page .related-meta{
      display:flex;
      justify-content:space-between;
      gap:10px;
      margin-top:13px;
      color:#657186;
      font-size:12px;
    }

    .footer{
      color:#c6d2e3;
      background:#07182f;
      border-top:4px solid var(--theme);
    }
    .footer-main{
      display:grid;
      grid-template-columns:1.4fr repeat(3,1fr);
      gap:42px;
      padding-top:56px;
      padding-bottom:46px;
    }
    .footer .logo{color:#fff}
    .footer-brand p{
      max-width:380px;
      margin:18px 0;
      color:#aebcd0;
      font-size:14px;
    }
    .social-links{color:#fff}
    .footer h3{
      margin:5px 0 16px;
      color:#fff;
      font-size:15px;
    }
    .footer-links,
    .footer-contact{
      display:flex;
      flex-direction:column;
      gap:9px;
      color:#adbbcf;
      font-size:14px;
    }
    .footer a:hover{color:#fff}
    .footer-bottom{
      min-height:66px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
      color:#8fa0b7;
      border-top:1px solid rgba(255,255,255,.1);
      font-size:13px;
    }

    @media (max-width:1180px){
      .main-nav{display:none}
      .hamburger{display:flex}
      .header-inner{min-height:72px}
      .header-btns{margin-left:auto}
    }

    @media (max-width:920px){
      .article-page .article-shell{grid-template-columns:1fr}
      .article-page .article-sidebar{
        position:static;
        grid-template-columns:repeat(2,minmax(0,1fr));
      }
      .article-page .related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
      .footer-main{grid-template-columns:repeat(2,minmax(0,1fr))}
    }

    @media (max-width:680px){
      .container,
      .article-page .article-shell,
      .article-page .article-navigation,
      .article-page .related-section{
        width:min(100% - 28px,1180px);
      }
      .topbar-inner{
        min-height:44px;
        align-items:flex-start;
        flex-direction:column;
        justify-content:center;
        gap:2px;
        padding:6px 0;
      }
      .topbar-contact{flex-wrap:wrap;gap:4px 14px}
      .logo span{max-width:145px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
      .member-entry{display:none}
      .open-account{min-height:38px;padding:0 13px}
      .article-page .article-banner{padding:46px 0 58px}
      .article-page .article-heading h1{font-size:34px}
      .article-page .article-shell{margin-top:-20px}
      .article-page .article-card{padding:24px 20px}
      .article-page .article-content{font-size:16px}
      .article-page .article-content h2{font-size:24px}
      .article-page .article-sidebar{grid-template-columns:1fr}
      .article-page .article-navigation{grid-template-columns:1fr}
      .article-page .related-grid{grid-template-columns:1fr}
      .article-page .related-card img{height:205px}
      .article-page .section-head{align-items:flex-start;flex-direction:column;gap:5px}
      .footer-main{grid-template-columns:1fr;gap:28px;padding-top:42px}
      .footer-bottom{
        align-items:flex-start;
        flex-direction:column;
        justify-content:center;
        gap:3px;
        padding:15px 0;
      }
    }